Hur mycket skatt betalar man när man går i pension?

Innehållsförteckning:

1. Hur mycket skatt betalar man när man går i pension?
2. What is the SERPs scheme?
3. What does it mean to be contracted out of SERPS?
4. What is the State Earnings Related Pension Scheme?
5. Do I have to apply for SERPS?

Hur mycket skatt betalar man när man går i pension?

Så fungerar skatt på pension När du tar ut din allmänna pension betalar du skatt på den precis som du gör på lön. Pensionsmyndigheten drar den kommunalskatt som gäller i den kommun där du bor. När det gäller tjänstepensionen drar de flesta pensionsbolag automatiskt 30 procent vid utbetalning.

What is the SERPs scheme?

The State Earnings Related Pension Scheme (SERPS) is an Additional State Pension scheme (also known as Second State Pension or State Pension Top Up). It was designed to be a top up to the basic State Pension based on your earnings over your working life.

What does it mean to be contracted out of SERPS?

If you are or were part of a personal or company pension scheme it’s probable that you were ‘contracted out’ of SERPS also known as the additional State Pension. This is because you would have paid lower National Insurance contributions in return for you or your employer paying the extra directly into this other scheme.

What is the State Earnings Related Pension Scheme?

The State Earnings Related Pension Scheme (SERPS) is an Additional State Pension scheme (also known as Second State Pension or State Pension Top Up). It was designed to be a top up to the basic State Pension based on your earnings over your working life. What is SERPS? SERPS is a government-run Additional State Pension scheme.

Do I have to apply for SERPS?

You don’t have to apply for SERPS, you should automatically get it when you claim your State Pension. The Pension Service should then write to you after your claim to let you know how much you’re entitled to. Get started in 5 minutes.